First-Time Homebuyers

We Make Buying A Home Easer
At Envoy, we understand that buying your first home can feel overwhelming and complicated.  That's why we're here to help you every step of the way.

Envoy offers a variety of loan options - including Fixed, Adjustable Rate (ARM), Jumbo, FHA and VA mortgages.  We provide free mortgage consultations to determine how much you can really afford.  Get the peace of mind you deserve from a dedicated team of champion mortgage professionals.  It's the reason why more and more homeowners turn to Envoy to secure affordable financing solutions.

Before You Start Looking
Review your credit report and scores - good credit may hop you get a better interest rate on your mortgage and make sure to correct any inaccuracies.  If necessary, talk with a financial advisor to learn what you can do to improve your score.

Once you've had your credit checked, carefully review your budget.  Make sure to consider all of the benefits and costs of buying a home.

Benefits

  • You own your own home
  • You are building equity
  • Your mortgage interest rate may be tax deductible – check with your tax advisor for more information

Costs

  • Closing fees & down payment
  • Property taxes & insurance
  • Maintenance & repairs

 
 


Apply Now

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Contact Tony Votaw, Branch Manager

 

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